We Are Hiring BM Secured Loan Against Property (LAP) In (Kharar, Punjab)

Job Description:

We Are Hiring BM Secured Loan Against Property (LAP) In (Kharar, Punjab).

Job Title: Branch Manager – Loan Against Property (LAP)

Location: [Punjab]
Department: Secured Lending / Retail Banking
Reporting To: Zonal Head / Regional Manager
Experience: 5–10 years in LAP or Secured Loans (adjust as needed)

Key Responsibilities:

• Lead and manage branch operations related to Loan Against Property (LAP).

• Achieve monthly and annual disbursement and revenue targets.

• Source LAP business through direct channels, DSA, connectors, and builders.

• Ensure compliance with credit policy and prudent underwriting standards.

• Coordinate with credit, legal, and technical teams for seamless processing.

• Monitor portfolio performance and ensure healthy collections and minimal NPAs.

• Build and manage relationships with high-value customers and channel partners.

• Recruit, train, and manage branch staff and sales executives.

• Prepare and present MIS reports to senior management on branch performance.

• Ensure excellent customer service and address grievance redressals promptly.

Qualifications:

• Graduate/Postgraduate in Finance, Business, or related field.

• Minimum 5 years’ experience in LAP or Secured Loan business.

• Proven leadership and team management skills.

• Strong knowledge of LAP products, credit policies, and local markets.

• Good communication, negotiation, and interpersonal skills.

• Proficient in MS Office and loan management systems.