Regional Collateral Manager-Technical Valuation-Gurgaon

Job Description:

Key Responsibilities:

1. Technical Valuation & Due Diligence

   • Conduct and review technical assessments and valuations of residential, commercial, and industrial properties.

   • Ensure site visits, verification of legal documents (title deeds, plan approvals), and project progress monitoring.

   • Prepare and validate valuation reports as per company guidelines and regulatory requirements.

2. Risk Analysis

   • Identify construction, title, and approval-related risks in projects or properties proposed for funding.

   • Provide inputs to credit and risk teams for decision-making on project viability and collateral value.

3. Vendor & Consultant Management

   • Empanel and monitor external valuers/technical consultants.

   • Review third-party valuation reports and ensure consistency with internal standards.

4. Policy & Compliance

   • Ensure valuations are compliant with internal policy, RBI/ NHB/ RERA regulations, and industry best practices.

   • Update valuation policies based on market trends, regulatory changes, and audit findings.

5. Stakeholder Coordination

   • Liaise with credit, legal, and operations teams to streamline valuation processes.

   • Participate in client meetings (corporate or developer-side) for site inspection or clarification.

6. Regional Oversight

   • Monitor the performance and productivity of the regional technical team.

   • Drive TAT (Turnaround Time) and quality metrics.

7. Reporting & MIS

   • Generate regular reports on valuation status, market value trends, and project risk insights.

   • Support audits and ensure documentation is complete and updated.