Credit Analyst- Construction Finance- Mumbai (G.)
1 Nos.
115509
Full Time
1.0 Year(s) To 3.0 Year(s)
18.00 LPA TO 20.00 LPA
BFSI, Investments & Trading
Banking/Financial Services
Job Description:
Key Responsibilities
- Credit Appraisal & Underwriting
- Analyze loan proposals from builders, developers, and real estate companies.
- Conduct detailed due diligence on financials, project cash flows, repayment capacity, and collateral.
- Prepare Credit Appraisal Memorandums (CAM) and recommend credit limits in line with risk appetite.
- Risk Assessment & Monitoring
- Evaluate project feasibility, approvals, land titles, and legal documentation.
- Identify key risks (market, execution, regulatory) and propose mitigants.
- Conduct regular portfolio monitoring, review early warning signals, and track project progress.
- Market & Sector Analysis
- Keep track of real estate sector developments, demand–supply dynamics, and pricing trends.
- Benchmark proposals against market peers and internal lending norms.
- Stakeholder Management
- Liaise with business teams, legal, technical, and risk partners for end-to-end assessment.
- Present proposals to the Credit Committee and defend recommendations.
- Compliance & Governance
- Ensure adherence to internal credit policies, RBI/NBFC regulations, and audit guidelines.
- Maintain proper credit files, documentation, and data accuracy.
Key Skills :
Company Profile
Its retail offerings include insurance coverage for life, health, motor, and travel; financing solutions, which consists of financing for the home, personal, SME, real estate and loan against securities; investment management solutions; wealth and portfolio management; pension funds
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- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.