Underwriter – PCQC QM (post closing)
Job Description:
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Details |
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Total Positions |
6 |
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Process |
Underwriter – PCQC QM |
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Shift |
Night |
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CTC |
As per industry standards |
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Interview Rounds |
3 |
Review and analyse loan applications, credit reports, income documents, asset statements, collateral, and all closing documentation, to make an informed decision to the Client/Investor on any saleability issues on a loan.
Ø Evaluate borrower risk based on creditworthiness and compliance with investor and regulatory guidelines.
Ø Make sound underwriting decisions and issue approvals, suspensions, or denials based on documented findings.
Ø Ensure compliance with Fannie Mae, Freddie Mac, FHA, VA, and other agency/investor guidelines.
Ø Provides final approval underwriting of mortgage loans.
Ø Sign off conditions in a timely manner set by management.
Ø Participate in internal audits and assist in resolution of post-closing and quality control issues.
Ø Work with staff and management to find solutions on escalated loans.
Must have skills
Ø 4C’s of underwriting
Ø Conv & Govt loan products (FHA, VA & USDA)
Minimum of 4+ years of experience in US mortgage underwriting.
Ø Any graduation / Post Graduation is preferred.
Ø Strong knowledge of conventional and government loan underwriting (FHA, VA, USDA).
Ø Familiarity with AUS systems (DU/LP), loan origination systems, and compliance requirements.
Ø Excellent analytical and decision-making abilities.
Ø Strong verbal and written communication skills.
Ø PCQC/PFQC Experience required.
Company Profile
As a leading provider of business process outsourcing solutions, our client helps mortgage organizations do more with less, so they can scale quickly and grow business. They support every task associated with originating, servicing and purchasing loans—leveraging automation to reduce process turn times and costs while enhancing loan quality. Our global team works seamlessly behind the scenes, 24/7, allowing clients to close, sell and service loans faster than they could ever imagine.
Apply Now
- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.