Credit Manager- Personal loans
Job Description:
Key Responsibilities:
As part of Credit team for Salaried Personal Loan:
The primary job of the credit manager is to understand:
- the business dynamics
- products on offer
- various segments to whom we lend
- To check the KYC of the customer in line with Risk policy to avoid fraudulent activities
- Review and underwrite a broad range of complex PL loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
- Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field reports
- Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
- Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team
- Prioritizing initiatives based on the business needs and requirements
- Align towards the growth of the Company
Key Skills:
- A strategic planner with experience in handling Credit functions and interact with sales team
- Good understanding of financials to arrive at a decision on lending
- Strong time management and multitasking skills
- Discretion and a dedication to protect the financial privacy of individuals, business partners and employer
- Willing to work in a startup (Fintech)
Key Skills :
Company Profile
Ever since the company began their journey in 2013, their aim has been to enable --- for every possible earning individual. Like payments, which has become digital, embedded & ubiquitous in the last 8 years, --- too will become a ubiquitous instrument for a consumers/business owner to transact for various purchases whether it is a vanilla Term Loan to consumer financing to working capital finance.
And they are at the forefront of this shift.
They are one of the top-rated AI companies in India built --- scores, alternate data products using multiple data
sources and operate as “SAAS” for 50+ clients across banking and tech industry.
They have embedded our solution with internet platforms that want to offer a loan product to their users.
Their team comes from variety of backgrounds: Experts from NBFC, Bureaus, Banking, Technology, Ex
entrepreneurs co-located PAN-India diverse.
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- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.