Credit Manager (LAP)
4 Nos.
55902
Full Time
5.0 Year(s) To 9.0 Year(s)
5.00 LPA TO 8.00 LPA
Accounts / Finance / Tax / CS / Audit
Account/Finance/Tax consulting
Any - Any Graduation; Any - Any Post-Graduation
Job Description:
Roles and Responsibilities
- Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer.
- Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic doability in terms of amount and commercials ensuring compliance with organization credit policy.
- Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval.
- Conducting on sight/Call based due diligence.
- Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager.
- Addressing the concern raised by the Senior Credit/Underwriting Manager if any.
- Compiling MIS on credit findings and queries raised by the field audit report.
- Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes.
- Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives.
Key Skills :
Company Profile
The Company began its lending journey in early 2020 and has grown during the most difficult economic circumstances we have seen in a generation. In this period, the company went from 6 branches to 54 branches across 30 cities in 8 states of India. The growth was steady and focused on ensuring that the company stabilised operations in these 54 branches with a talent pool of 1000+ that now has a capacity of dispensing more than INR 3,000 Crore in loans every year.
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