Head - Risk - Consumer Lending - Unsecured

Job Description:

• Setting risk function from scratch working on conjunction with senior leaders and partners Banks/ NBFCs
• Develop credit risk policies and procedures for new consumer lending products
• Ensure that credit underwriting procedures and scoring methodology are in line with core credit risk policy and agreed on credit risk appetite.
• Keeping risk and portfolio performance at the optimum level
• Work with product division to ensure integration of business development and risk policy
• Ensuring that the governance, risk, compliance and control frameworks of the set up are strong and robust
• Strategise and partner in implementing technology to enable a digital journey in the retail lending process- e.g. underwriting, KYC etc.