Credit / Sr. Credit Analyst / AM (Unsecured Loan )

Job Description:

DUTIES & RESPONSIBILITIES

• Analyze bank statement and financial statements to determine the eligibility of the borrower

• Ability to multitask

• Detailed knowledge of guidelines on sanctioning of loan

• Should be able to adhere to the policy & process guideline of the organization

• Prepare MIS reports for tracking and monitoring of approved / rejected cases

• Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity

• Complete loan applications, including credit analyses and summaries of loan Requests, and submit to manager for approval

• Calculate and understand financial ratios and evaluate financial position of the borrower

• Understanding on how to read and evaluate individual or commercial bureau files (CIBIL)

• Ensure loan documentation is update

Requirement

·   MBA/M.Com/CA Inter

·   1-4 years of experience in credit vertical of any of the bank / Financial Institution/NBFC

·  Digital lending background would be an added advantage

·   Experience in MS excel and other MS-Office products.

·  Highly motivated and self-driven individual to succeed in an extremely challenging, fast paced and entrepreneurial setup.

·  Excellent verbal and written communication in English and Hindi is a must.