Area Credit Manager-Emerging Corporate-Ahmedabad & Chandigarh
2 Nos.
78909
Full Time
5.0 Year(s) To 6.0 Year(s)
18.00 LPA TO 22.00 LPA
Accounts / Finance / Tax / CS / Audit
NBFC/MFI
CA - CA; MBA/MMS/MPM/PGDM - Finance
Job Description:
Job Profile:
1. Key Objective of the Job: To handle responsibilities mapped to profile of Area Credit Manager.
? Handling and evaluating/ assessing CAM Note as well financial model submitted by Business Team
? To prepare credit note / financial model with correct information (gathered via business team / public domain / other resources)
? To be able to structure the transaction in a feasible manner complying with internal credit policy and regulatory framework.
? To be able to capture critical analysis of the Business/ Promoters / Industry /financials and other specific risk w.r.t. particular transaction.
? Also to be able to write /attend for the respective mitigates against each identified risk/weakness along with the sanction conditions/ recommendation.
2. Major Deliverables:
? To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility.
? To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement/ variance.
? Well versed with working on excel based financial modelling and working on large excel sheets comprising of cash flows analysis being derived/interlinked from other sheets.
? To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry.
? To identify relevant and associated risk as aforementioned and to submit appropriate mitigate against each.
Company Profile
Is a financial and investment service provider in India. The company is based in Mumbai and has more than 100 branches across the country. The firm offers consumer loans, wealth management, commercial finance, and infrastructure finance, among others.
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