Relationship Manager- Retail

Job Description:

Roles and Responsibilities
 The RM is responsible for understanding clients' financial needs, executing deals
efficiently, and ensuring seamless coordination between clients and banks.
 Visits to clients as an when required and understand their requirements for Home
Loans, Loan Against Property, and Business Loans.
 Facilitate the execution of Home Loans, Loan Against Property, and Business Loans
deals by guiding clients through the application process.
 Provide clients with comprehensive information about available loan products,
terms, and conditions.
 Ensure all necessary paperwork and documentation are completed accurately and
submitted within specified timelines.
 Address any concerns or queries raised by clients promptly and provide timely
assistance as needed.
 Analyze clients' financial statements, credit histories, and other relevant documents
to assess their creditworthiness and eligibility for loans.
 Coordinate with clients to gather all required documents and information for loan
applications.
 Liaise with banks or financial institutions to facilitate the submission of client
documents and loan applications.
 Conduct regular follow-ups with clients to provide updates on the status of their
loan applications.
Essential Skills
 Bachelor's degree in Finance, Business Administration, or related field.
 Proven experience in relationship management, preferably in the banking or
financial services sector.
 Strong understanding of Home Loans, Loan Against Property, and Business Loans
products and processes.
 Excellent communication and interpersonal skills.
 Proficiency in financial statement analysis and credit evaluation.
 Ability to work independently, prioritize tasks, and meet deadlines.
 Attention to detail and accuracy in documentation and record-keeping.
Emoluments
Salary at par with industry norms plus applicable incentive scheme

Offered Benefits / Facilities :