IDFC First Bank / BM - Micro Business loan / Punjab

IDFC First Bank / BM - Micro Business loan / Punjab

2 Nos.
91359
Full Time
5.0 Year(s) To 10.0 Year(s)
5.00 LPA TO 7.50 LPA
Sales / BD
Banking/Financial Services
Job Description:

Role/ Job Title: Branch Manager-Micro Business Loan

Function/ Department: Micro Business Loans

Job Purpose

The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities:

  • Target and Manpower planning for the branch.
  • Ensure recruitment and training of manpower – Sales Manager/Branch sales manager & branch credit and collection manager and feet on street.
  • Will be responsible for meeting disbursements targets month on month.
  • Identifying business clusters with high potential and execute penetration strategies.
  • Tracking and improving Manpower Productivity at all levels.
  • Monitoring and mentoring the branch team.
  • Keeping a regular track of competition and reporting new products / market developments to upstream.
  • Managing product mix and branch profitability.
  • Managing the bucket collection and overall portfolio management.
  • Managing internal and external audit compliance.

Education Qualification

Any Graduate

Experience: 5 to 12 years of relevant experience

Team handling exp of min. 2 years is a must.

Company Profile

We are the first --- to offer monthly credit on savings accounts. Our credit cards have no hidden charges. We offer Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the --- is customer friendly, most often the best in the industry.

Apply Now

  • Interested candidates are requested to apply for this job.
  • Recruiters will evaluate your candidature and will get in touch with you.

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IDFC First Bank / BM - Micro Business loan / Punjab
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