Product Manager - Gold Loans- Mumbai

Job Description:

Job Title – Product Manager- Gold loans
Place of work – Mumbai
Business Unit – Rural Assets  
Age: 32
    
 
Job Purpose:
The ideal candidate will have to review the following related to gold loans
·      Product Management
·      Process Management
·      Market dynamics
·      P&L Management        
                                                                                                                                                                                    
Roles & Responsibilities:            
Job Description:
 Product Management: Developing on –going market insight, Identify sector trends. Evaluate
competitors and offerings. Compare competitive products. Configure product SWOT &
uncover opportunities.
 Portfolio Review and Performance management: Development of market insight, Conducting
Post Launch Product audits. Revaluate Competitor action. Analyze Product and Portfolio
Performance. Refining/evaluating Pricing Structure. Adjusting marketing and Promotional
Plans. Assess channel Performance. Rationalization of Portfolios.
 Devising smooth/innovative customer journey end to end.
 Process Streamlining: Customization/digitalization in the Loan process/system platform
 Determines product pricing by utilizing market research data, costing etc.
 Product Sales Support: Devising training module, imparting training to various team co-
ordination with various support vertical, etc.
 Coordinating with different stakeholders for smooth functioning of product
 Maintaining MIS and Product decks for periodic reviews
 Daily interaction with sales for reaching maximum and daily disbursal volumes for the
product. 

                                                                                                                                            
Educational Qualifications:        
Graduate – Science /Commerce
Postgraduate – MBA (Marketing / Finance) from a reputed institute will be desirable

Experience:
 3-5 Years in Industry of Banks/NBFC/HFC