Standard Chartered Bank/ BDM-BIL/Chandigarh

Job Description:

Job Summary:

The Business Development Manager (BDM) for Unsecured Business Loans is responsible for driving sales and business growth by acquiring new clients, managing relationships, and developing strategic partnerships. This role involves identifying potential clients, promoting loan products, and ensuring seamless loan processing to meet the company’s objectives.

Key Responsibilities:

• Lead Generation & Client Acquisition: Identify and engage potential business clients who require unsecured loans through networking, cold calling, referrals, and digital marketing channels.

• Sales & Business Growth: Achieve and exceed sales targets by developing and executing sales strategies for unsecured business loans.

• Client Relationship Management: Build and maintain strong relationships with clients to ensure repeat business and referrals. Provide exceptional customer service throughout the loan application process.

• Market Research & Strategy: Conduct market research to understand industry trends, competitive landscape, and customer needs. Develop strategies to enhance product offerings and market penetration.

• Loan Processing Coordination: Work closely with the credit and operations team to ensure smooth processing of loan applications and timely disbursal. Assist clients in documentation and compliance requirements.

• Partnership Development: Establish and manage relationships with brokers, financial advisors, and other business partners to generate loan leads.

• Compliance & Risk Management: Ensure all business activities comply with company policies, lending guidelines, and regulatory requirements.

• Reporting & Performance Analysis: Maintain accurate records of sales performance, customer interactions, and market feedback. Prepare reports and provide insights for continuous improvement.