Regional Business Head Home Loan- Chennai

Responsible for providing inputs towards the business development strategy in consultation with the Head of Business.

Responsible for devising specific strategy and plan of all departments of the Region / Zone to the senior management on a periodic basis

Accountable to drive and plan expenditures, analyzing variances and initiating corrective actions.

Responsible for monitoring region specific regulatory compliances and collaborate with internal and external stakeholders.

Accountable for driving  profitable loan book, product mix, yield and quality of the portfolio and sourcing mix for the region along with Head of Business

Accountable to coordinate and liaison with other functional heads to drive requisite business metrics and smooth branch administration through branch managers.

Accountable for driving Head Office initiatives.

Accountable for ensuring that performance is timely communicated and driven across respective region and periodic feedback is provided till the ground level.

Accoutable to ensure the right quality of business is being sourced and the delinquencies are kept under the identified targets.

Collaborate with branch for Risk and Internal Audit response for prpoper and timely closure of audit queries.

Responsible for overseeing marketing, advertising and promotional plan in collaboration with the marketing team for regional specific customizations.

Responsible to drive region specific targets of Channel Partner and Aadhar Mitra business to optimize the cost of acquisition.

Accountable to drive collections team to maintain a healthy loan book with over dues not exceeding the defined targets and keeping delinquencies under control.

Responsible to assess the training and development needs to collaborate with the relevant stakeholders and ensuring delivery of the same.