RM- CRE - Mumbai

Job Description:

1. Client Relationship Management:-

- Build and maintain relationships with real estate developers, property investors, and other clients in the real estate sector.

- Act as the main point of contact and trusted advisor for clients, understanding their financial goals and challenges.

2. Financial Analysis:-

- Conduct in-depth financial analysis of clients; real estate projects, including cash flow projections, risk assessment, and creditworthiness evaluation.

- Assess the feasibility and potential risks associated with proposed real estate financing deals.

3. Customized Financing Solutions:-

- Work closely with clients to tailor financing solutions that meet their specific needs, considering various lending products such as commercial mortgages, construction loans, and bridge financing.

4. Deal Structuring:-

- Collaborate with internal teams to structure financing deals, ensuring they adhere to regulatory requirements and the institution;s credit policies.

- Prepare comprehensive credit proposals for approval by the credit committee.

5. Risk Management:-

- Monitor the ongoing financial performance of clients; real estate projects and proactively address any potential issues or risks.

- Implement risk mitigation strategies to protect the financial institution;s interests.

6. Compliance and Documentation:-

- Ensure all financing transactions are compliant with regulatory guidelines and internal policies.

- Oversee the documentation process, including loan agreements and security documentation.

7. Market Research and Industry Knowledge:-

- Stay updated on real estate market trends, economic conditions, and industry developments to provide informed advice to clients.

8. Networking and Business Development:-

- Attend industry events and networking opportunities to expand the client base and identify potential business opportunities.