Credit Manager- Whole Banking Group- Rajkot

Job Description:

Key Objective of the Job:

 Credit analysis of proposal and preparation of credit notes.
 Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a
balance between business growth and portfolio quality.
 Meeting new customers and existing customers on regular basis
 Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective
measures
 Ensure continuous monitoring for all high value exposures in the region.

Major Deliverables:

 Quality of Credit Underwriting
 Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc
 Portfolio Monitoring
 To develop good market intelligence through regular interactions with competitors, key business groups, CA firms,
etc
 To raise early warning signals for exit of stress accounts and take due measures for timely exit.
 To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed
timelines.