IDFC Bank- Private Banker - Pune/ Ahmedabad

Job Description:

Job Title: Private Banker
Department: Wealth Management / Retail Banking
Location: [City, State]
Reporting To: Regional Head – Private Banking / Wealth Management

Job Purpose

To manage high-net-worth (HNW) clients, provide tailored financial advice, and offer investment solutions aligned with their financial goals. The role involves building strong client relationships, driving portfolio growth, and delivering a superior banking experience.

Key Responsibilities

• Client Relationship Management:

  • Act as a trusted advisor to HNW clients.

  • Build and manage a portfolio of high-value clients.

  • Understand client needs and provide customized financial solutions.

• Financial Planning & Investment Advisory:

  • Recommend appropriate investment products like mutual funds, bonds, equities, PMS, AIFs, and insurance based on risk profiling.

  • Conduct periodic portfolio reviews and rebalancing.

  • Ensure compliance with regulatory guidelines while advising.

• Business Development:

  • Acquire new HNW clients through referrals, networking, and personal connections.

  • Drive cross-sell opportunities in loans, deposits, and wealth products.

• Compliance & Risk Management:

  • Ensure complete documentation and adherence to KYC/AML norms.

  • Monitor and mitigate portfolio risk.

• Customer Experience:

  • Deliver a high standard of service.

  • Proactively resolve customer issues and escalate as needed.

Qualifications & Experience

• Graduate/Postgraduate in Finance, Business Administration, or related field.

• AMFI/NISM certification preferred.

• 4–8 years of experience in private banking, wealth management, or HNI relationship management.

• Strong knowledge of financial markets, products, and regulations.

Key Skills

• Relationship Management

• Investment Advisory

• Financial Planning

• Communication & Presentation

• Analytical Thinking

• Sales and Target Orientation

• Knowledge of Banking & Wealth Products