We Are Hiring Individual Credit Officer( ICO )In Rajasthan

Job Description:

We Are Hiring Individual Credit Officer( ICO )In Rajasthan.

💼 Job Description: Individual Credit Officer (ICO) – NBFC

Job Title: Individual Credit Officer (ICO)
Department: Credit & Risk
Location: [Rajsthan]
Reports To: Credit Manager / Branch Manager
Job Type: Full-time
(only male can apply)

🔍 Key Responsibilities:

• 📄 Evaluate individual loan proposals by assessing financial documents and repayment capacity

• 🧾 Conduct field verification, KYC checks, and background investigations

• 📊 Analyze credit risk and prepare detailed credit appraisal reports

• 💼 Coordinate with sales and collections teams for end-to-end loan processing

• ✅ Ensure compliance with internal credit policies and RBI/NBFC regulations

• 🗂 Maintain accurate and updated customer records and loan documentation

• 🔁 Monitor loan accounts for repayment schedules and flag irregularities

• 🤝 Provide support in customer onboarding and service

• 🧠 Stay updated on market trends, credit risk factors, and competition

• 📈 Assist in achieving branch credit targets through quality portfolio building

🎓 Requirements:

• Graduate/Postgraduate in Finance, Commerce, or a related field

• 1–3 years of experience in retail lending or NBFC credit operations

• Strong understanding of credit risk analysis and financial documentation

• Proficiency in MS Office and loan management systems

• Good interpersonal, analytical, and communication skills

• Ability to travel for field verification and customer visits