RM- Credit Heavy - Hyderabad

Job Description:

Client Relationship Management:

Develop and manage long-term relationships with CXOs, CFOs, and Treasurers of large corporates.

Understand client needs and propose relevant financial solutions.

Act as a single point of contact for the client across all banking products.

Business Development:

Acquire new large corporate clients through networking, referrals, and market intelligence.

Cross-sell corporate banking products such as working capital loans, term loans, trade finance, cash management, and treasury services.

Credit & Risk Management:

Conduct detailed financial analysis and prepare credit appraisal notes.

Monitor portfolio performance, ensure timely renewals, and maintain asset quality.

Work closely with risk and credit teams for approvals and ongoing risk assessments.

Revenue & Profitability:

Achieve assigned targets on revenue, assets, liabilities, and fee-based income.

Ensure pricing discipline and profitability of each account.

Internal Coordination:

Liaise with internal departments like credit, operations, legal, compliance, and treasury to deliver seamless client experience.

Coordinate for documentation, disbursements, and servicing of accounts.