Treasury & Banking Executive

Job Description:

Job Description – Treasury & Banking Executive

Banking Operations
• Manage end-to-end payment processing for vendor, employee, statutory and foreign remittances as per the internal approval matrix.
• Operate online banking portals ensuring compliance with Maker–Checker controls and internal authority levels.
• Maintain audit-ready payment trails and support internal/statutory audits.
2. Cash Flow & Fund Planning
• Update daily cash and bank balances for all business units and accounts.
• Analyze inflow/outflow trends, highlight funding gaps, and recommend deployment of surplus funds.
• Support weekly fund planning and ensure adequate liquidity for operational and strategic requirements.
3. Foreign Remittances & Forex Management
• Coordinate with banks for outward remittances under FEMA regulations, including Form 15CA/15CB processes.
• Maintain documentation for import, service and overseas direct investment (ODI) payments.
• Coordinate and document inward remittances including bank advice, FIRC/Swift copy follow-up and purpose code compliance.
• Track forex rates, assist in negotiating competitive exchange rates and monitor forex exposures.
4. Bank Reconciliations
• Perform weekly and month-end reconciliation of all bank accounts.
• Investigate and resolve pending reconciling items, unidentified credits and unadjusted bank charges.
• Maintain reconciliation schedules for month-end closing and audit purposes.
5. FEMA & Overseas Entity Compliance
• Manage ODI compliance including FC-GPR filings, FLA return and Annual Performance Report (APR).
• Track statutory requirements of foreign subsidiaries and maintain a complete compliance repository.
• Liaise with consultants and banks for FEMA advisory and reporting.
6. Loan Documentation, Banking Limits & Credit Facilities
• Coordinate with banks for preparation, verification and execution of loan documentation including working capital, term loans, BG/LC limits and ad-hoc facilities.
• Support annual credit facility renewals, stock statements, CMA data and covenant reporting.
• Track sanction terms, interest rates, collateral documentation and compliance with loan covenants.
7. Liaisoning & Treasury Reporting
• Liaison with bankers for LC/BG issuance, limit enhancements and treasury documentation.
• Prepare periodic Treasury MIS covering cash flow status, utilization of facilities, interest cost analysis and banking KPIs.
• Maintain structured communication with bankers for smooth fund operations.

Key Skills & Competencies

1. Strong Treasury & Cash Flow Management – Ability to manage liquidity, daily cash position, fund planning and utilization.
2. Expertise in Banking Operations – Proficiency in payments, online banking portals and Maker–Checker controls.
3. FEMA & Regulatory Compliance Knowledge – Coordinating inward & outward remittances, with complete FEMA & 15CA/CB documentation. Understanding of ODI, import / service remittances, FC-GPR, APR, FLA.
4. Bank Coordination & Loan Documentation Skills – Experience handling loan processing, credit limits, LC/BG, and banking documentation.
5. Documentation & Process Discipline – Ability to maintain accurate statutory, banking and treasury records.
6. Effective Communication & Stakeholder Handling – Comfortable coordinating with banks, auditors and internal teams.

Experience Required: 3–7 years in treasury, banking operations, FEMA documentation or credit facilities.
Education: B.Com / M.Com / CA Inter / MBA Finance