Credit Analyst

Job Description:

JD :-

1.⁠ ⁠Having relevant experience with a minimum of 2 years

2.⁠ ⁠Having worked at an NBFC, Bank or fintech in a credit analyst or similar role where the candidate screens applications for the purpose of loan disbursal.

3.⁠ ⁠Willing to work on Sundays / holidays as required by the company.

4.⁠ ⁠Willing to work for extended hours as per business requirement.

5.⁠ ⁠Proficiency in using spreadsheets or MS Excel

6.⁠ ⁠IMMEDIATE JOINER IS MUST (Immediate joiners preferred, however candidates with a notice period are also acceptable).

RESPONSIBILITIES

1.⁠ ⁠Prepare detailed credit reports and make credit recommendations based on the analysis to higher authorities or decision-makers within the organization.

2.⁠ ⁠Adhere to the company policies and maintain the work environment

3.⁠ ⁠Analyze the data to assess the applicant's ability to repay loans or credit, and determine the level of risk involved

4.⁠ ⁠Evaluate the creditworthiness of applicants by reviewing their financial statements, credit reports, and other relevant data.

5.⁠ ⁠Ensure compliance with internal credit policies, as well as external regulatory guidelines and requirements while making credit decisions.

6.⁠ ⁠Attention to detail and the ability to work under pressure to meet deadlines.