Credit Analyst

Job Description:

Responsibilities: 

• Prepare detailed credit reports and make credit recommendations based on the analysis to higher authorities or decision-makers within the organisation.
• Adhere to the company policies and maintain the work environment
• Analyse the data to assess the applicant's ability to repay loans or credit, and determine the level of risk involved
• Evaluate the creditworthiness of applicants by reviewing their financial statements, credit reports, and other relevant data.
• Ensure compliance with internal credit policies, as well as external regulatory guidelines and requirements, while making credit decisions.
• Attention to detail and the ability to work under pressure to meet deadlines.

Required Skills 

• Having relevant experience with a minimum of 2 years
• Having worked at an NBFC, Bank or fintech in a credit analyst or similar role where the candidate screens applications for the purpose of loan disbursal.
• Willing to work on Sundays / holidays as required by the company.
• Willing to work for extended hours as per business requirements.
• Proficiency in using spreadsheets or MS Excel
• Immediate joiners preferred; however, candidates with a notice period are also acceptable.