Manager – Internal Audit Pune
Job Description:
1. Operational & Field Audits
- Plan and execute risk-based audits for Spoke & Hub locations, focusing on 2W/3W dealer-point financing and collection agencies.
- Verify the integrity of the Credit Underwriting process, ensuring adherence to the Credit Policy and delegated authority limits.
- Audit the Collections & Recovery framework, including the management of repossession agencies, settlement processes, and yard management.
2. Process & Compliance Audit
- Review the Lending Lifecycle (Sourcing \ Disbursement \ Servicing \ Closure) to identify gaps in the digital and physical workflows.
- Ensure strict compliance with RBI Master Directions for NBFCs, including Fair Practices Code (FPC), KYC/AML norms, and Scale Based Regulations (SBR).
- Evaluate the effectiveness of Statutory Compliances related to GST, TDS, and other financial regulations specific to the lending business.
3. Data Analytics & Fraud Prevention
- Utilize Data Analytics (CAATs) to identify patterns of early-delinquency, fraudulent sourcing, or systemic "circular trading" at dealer counters.
- Investigate Whistleblower complaints or suspected internal/external fraud cases related to loan disbursements.
4. Reporting & Stakeholder Management
- Prepare high-quality, concise Audit Reports for Senior Management and the Audit Committee.
- Track and monitor the implementation of audit recommendations (Follow-up Audits) to ensure timely closure of observations.
Key Skills :
Company Profile
--- --- --- ---, a --- Group Company, is a 100% captive finance subsidiary of --- --- --- established for the purpose of running it as an NBFC, exclusively to finance vehicles manufactured and/or marketed by --- --- --- and its subsidiaries/associates.
Certificate of Registration for carrying on the NBFC Business was received from Reserve Bank of India on 29 August 2023.
The Company was incorporated as --- --- Consumer Finance --- on 6 December 2021. After the change of the name of the Company from --- --- Consumer Finance --- to --- --- --- ---, the fresh certificate of incorporation was received from Registrar of Companies, Pune, on 26 December 2023.
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