Associate Relationship Manager-NBFC-Mumbai
1 Nos.
130311
Full Time
2.0 Year(s) To 5.0 Year(s)
15.00 LPA TO 20.00 LPA
BFSI, Investments & Trading
Banking/Financial Services
Job Description:
Job Purpose: Prepare credit proposals to support credit committee decisions regarding the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing.
Roles & Responsibilities:
- Performing credit appraisal of NBFC & NBFC-MFI clients through analyzing factors such as AUM growth, Portfolio quality & performance, Portfolio growth, Management quality, CAR, balance sheet analysis etc.
- Preparation of credit proposals combining financials analysis with sectorial information to support credit committee decisions regarding the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing. Liaison with Credit Risk, Compliance to get the credit memo approved internally.
- Handling Early Warning Signal meetings with appropriate responses for each observation, ensuring overall portfolio hygiene
- Assisting Relationship Managers & Senior Relationship Managers on client’s meetings, internal presentations, and MIS
- Loan disbursement & documentation function; liaison with legal, compliance, audit observations aspects of the proposals
- Visiting clients to improve business relationship with them.
- Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification.
- Centre & Branch visits for NBFC/MFIs, regularly interacting with clients, external rating analysts and maintaining call reports.
- Analyzing quarterly financial performance, Receivable Audit and highlighting trends and deviations in collections & overall portfolio quality periodically
Key Skills :
Company Profile
We are the first --- to offer monthly credit on savings accounts. Our credit cards have no hidden charges. We offer Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the --- is customer friendly, most often the best in the industry.
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