Deputy Manager – Credit Analyst

Company: DLL Group

Role Overview

DLL is looking for an experienced Deputy Manager – Credit Analyst to support credit underwriting, financial analysis, credit rating, and risk assessment activities. The role involves evaluating customer financials, preparing credit recommendations, mentoring team members, and supporting credit decision-making while ensuring portfolio quality and compliance.

Key Responsibilities

• Analyze financial statements and business performance.

• Perform financial spreading using Moody's CreditLens.

• Conduct ratio analysis and cash flow assessments.

• Generate credit ratings and risk assessments.

• Prepare and review Credit Memos.

• Support underwriting and credit approval processes.

• Assess customer repayment capability and financial strength.

• Maintain credit documentation and portfolio records.

• Participate in customer and business discussions.

• Coach and support junior team members.

• Collaborate with Credit, Commercial, and Risk teams.

Requirements

• 11–13 years of experience in Credit Analysis, Underwriting, Commercial Lending, or Credit Risk.

• Strong experience in Financial Statement Analysis and Credit Memo Preparation.

• Knowledge of Moody's CreditLens or similar financial spreading tools.

• Experience in Banking, Financial Services, NBFC, Asset Finance, or Commercial Lending.

• Strong analytical, communication, and stakeholder management skills.

Qualifications

• Degree in Finance, Commerce, Accounting, or related field.

• CA Inter, MBA (Finance), CFA, or equivalent qualification preferred.

Why Join DLL?

• Global leader in asset-based financing solutions.

• Opportunity to work with international teams and clients.

• Exposure to complex credit underwriting and risk assessment.

• Strong career growth and learning opportunities.

• Flexible work-from-home environment.

• Inclusive and collaborative culture.