Credit Manager - NBFC (BFIG)
Job Description:
Designation: Credit Manager - BFIG (Banking & Financial Institutional Group)
Location: BKC, Mumbai
CTC: As per company norms
Tentative JD:
Key Responsibilities:
* Conduct credit appraisal and underwriting for Banks, NBFCs, HFCs, MFIs, FinTechs, and other Financial Institutions.
* Evaluate financial statements, business models, capital adequacy, asset quality, liquidity, and regulatory compliance.
* Assess fund-based and non-fund-based credit facilities extended to financial institutions.
* Prepare detailed credit notes, risk assessments, and sanction proposals for approval.
* Monitor portfolio performance, covenant compliance, and early warning signals.
* Coordinate with Relationship Managers, Risk, Legal, Operations, and senior credit committees for deal execution.
* Ensure adherence to RBI guidelines and internal credit and risk policies.
* Support annual reviews, renewals, limit enhancements, and portfolio monitoring.
Desired Candidate Profile:
* 5–10 years of experience in Credit Risk/Credit Underwriting for Banks, NBFCs, Financial Institutions, or Wholesale Banking.
* Hands-on experience in evaluating lending proposals for Financial Institution (FI) clients.
* Strong understanding of banking products, financial analysis, RBI regulations, and risk assessment.
* Experience in preparing credit proposals and presenting cases to sanctioning authorities.
* CA, MBA (Finance), CFA, or equivalent qualification preferred.
Company Profile
Is an Indian ---ing and financial services company headquartered in Mumbai. It offers ---ing products and financial services for corporate and retail customers in the areas of personal finance, investment ---ing, life insurance, and wealth management.
Apply Now
- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.