Lead - BIU - Mumbai
Job Description:
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As the Lead for BIU (Analytics & MIS) , you will be the data backbone for the Retail Asset Secured department. You will manage a multi-vertical team to deliver actionable insights across diverse products (Home Loans, LAP, Auto, Education Loans, LAS/LAMF) and multiple sourcing channels. Your mission is to bridge the gap between raw data and strategic decision-making for senior leadership
Technical & Professional Requirements:
o Experience: § 8+ years in Analytics/MIS within a Bank or NBFC, specifically for Retail Secured Asset products § Hands on experience in developing and implementing meaningful, actionable dashboards, management presentations, strategic insight reports for senior management, internal stakeholder as well as coverage teams o Education: MBA/PGDM from premier institute (preferably with specialisation in Finance/Data Science related subjects) o Technical Skills: § Expertise in SQL, SAS, or Python for data extraction § Hands on with Visualization tools (Tableau, Power BI, or QlikView, etc.) § Advanced Excel/VBA skills for automated reporting. § Digital/Tech savvy, basic understanding of and curiosity for various recent AI tools/developments
Soft Skills: Strong stakeholder management & collaboration skills to navigate a multi-vertical environment and the ability to translate complex data into executive-level narratives which can lead to actions and improvements. |
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2) Job Context & Key Result Areas |
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· Strategic Reporting & Governance:
o Design and publish high-impact dashboards for the MD, CBO, Business Head (BH), and National Sales Heads (NSH), Zonal Sales Heads, RSMs, Branch Channel teams, etc. o Oversee the end-to-end delivery of Daily Performance MIS covering the entire lifecycle: Leads → Funnel → Logins → Sanctions → Disbursements. o Maintain specialized trackers for Part-Disbursements and pending document closures.
· Multi-Vertical & Channel Analytics:
o Analyze performance across distinct verticals: HL-DSA, LAP-DSA, AL-DSA, and Branch Asset Channels. o Evaluate channel-specific productivity for DSAs, Builders (APF), Auto Dealers, OEMs, and Fintech partners. o Identify trends in sourcing quality, TAT (Turnaround Time), and conversion ratios.
· P&L Monitoring:
o Partner with Planning & Finance teams to reconcile monthly P&L statements. o Deep dive into product-level profitability, yield analysis, and cost-of-acquisition across different verticals.
· Cross-Sell & Growth Initiatives:
o Design and track Cross-Sell programs to maximize portfolio value. o Utilize data to identify untapped opportunities within the existing customer base.
· Team Leadership:
o Lead and mentor a team of 8–12 members (a mix of On-Roll and Off-Roll staff), with a focus on scalability as business volumes grow
· Collaboration
o Collaborate effectively with various stakeholders in the bank for delivering the desired output.
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Key Skills :
Company Profile
is a prominent Indian private sector --- has numerous branches across Mumbai, including key locations in Fort, Vile Parle, Bandra West, Mulund, and Ghatkopar.
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