Business Analyst (Fintech)
1 Nos.
149853
Full Time
2.0 Year(s) To 5.0 Year(s)
6.00 LPA TO 8.00 LPA
Data Science & Analytics / BI
Banking/Financial Services
Any - Any Graduation
Job Description:
Key Responsibilities:
* Analyze the complete digital lending funnel, including registration, application, underwriting, approval, and disbursement, to identify trends, gaps, and improvement opportunities.
* Analyze business and operational data to provide actionable insights to management.
* Prepare and maintain regular MIS, dashboards, and business performance reports.
* Track key business KPIs related to application volumes, approval rates, disbursement, loan size, repayment, collections, delinquency, bounce, and portfolio performance.
* Perform customer and loan-level data analysis to identify trends, anomalies, and business opportunities.
* Analyze portfolio and operational performance across different products, customer segments, channels, and business parameters.
* Work closely with Business, Operations, Risk, Underwriting, Collections, Product, and Technology teams to understand business requirements and identify process gaps.
* Conduct root-cause analysis for business and operational issues and recommend data-driven solutions.
* Evaluate the impact of changes in credit policies, processes, products, or business rules on overall business performance.
* Support management with ad-hoc analysis, business reviews, performance tracking, and decision-making reports.
* Identify opportunities for process improvement and automation to improve operational efficiency and reduce manual effort.
* Coordinate with cross-functional teams for implementation and tracking of business/process changes.
* Ensure accuracy and consistency of data across reports, dashboards, and different business sources.
Required Skills & Qualifications:
* Graduate/MBA preferred; candidates from Business Analytics, Finance, Economics, Statistics, or related backgrounds will be preferred..
* 2–5 years of relevant experience inBusiness Analysis, Data Analysis, MIS, or Business Operations, preferably withinFintech, NBFC, Digital Lending, or Personal Loans..
* Strong proficiency inAdvanced Excel / Google Sheets..
* Strong analytical and problem-solving skills with the ability to convert data into actionable business insights..
* Good understanding of business KPIs, funnel analysis, portfolio metrics, and performance reporting..
* Working knowledge ofSQLis preferred..
* Experience with Power BI or other reporting tools will be an added advantage..
* Strong communication and cross-functional coordination skills..
* Ability to work independently in a fast-paced, data-driven fintech environment..
Preferred Candidate Profile:
Candidates with hands-on experience in Digital Lending, STPL, Personal Loans, Consumer Lending, Fintech, or NBFCs will be preferred.
Candidates should have strong exposure to business performance analysis, lending funnel analysis, MIS/reporting, data-driven decision-making, and process improvement.
Company Profile
The company is a fintech digital lending platform providing instant short-term personal loans through a fully online process in partnership with RBI-registered NBFCs. Founded in 2017, the company focuses on improving access to quick credit for salaried professionals and operates through a fast, paperless approval system with loan disbursal in minutes.
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- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.