National Sales Head - Tractor Loan - Mumbai

Job Description:

1) Define and execute a national strategy for new and used tractor financing, aligned with rural and agri-lending objectives.

2) Drive AUM growth, disbursement volumes, and market share in tractor financing.

3) Approve and monitor pricing /Fee income/ Cross-sell.

4) identify high-potential rural markets based on Agri patterns, OEM, Dealer, DSA tie-up and market penetration.

5) Monitor portfolio health, delinquency, GNPA/NNPA, & Implement early warning systems and proactive risk controls.

6) Collaborate with credit /RBSC/CAD for sanctions, disbursals , TAT & deviations.

7) Ensure compliance with, RBI guidelines, audit readiness and other regulatory reporting standards.

8) Develop team, set performance KPIs and drive a high-performance culture.

9) Looking for applicants with proven experience in a National or multi-State role in tractor/Agri equipment finance and those who have managed a large team independently.