National Policy Manager - HL/ LAP - Mumbai
1 Nos.
156657
Full Time
8.0 Year(s) To 15.0 Year(s)
25.00 LPA TO 45.00 LPA
BFSI, Investments & Trading
NBFC/MFI
Job Description:
National Credit Policy Manager or Senior Policy Manager – Home Loan Credit) is a senior leadership role responsible for designing, updating, and governing the credit underwriting policies, risk frameworks, and regulatory compliance standards for a bank or non-banking financial company's (NBFC) entire housing loan portfolio across all regions. [1]
Key Responsibilities
- Policy Design & Revision: Develop, review, and continuously update home loan credit policies, underwriting guidelines, risk grading matrices, and product programs at a national level.
- Standardization & Governance: Ensure uniform credit appraisal, decision-making standards, and workflow consistency across all regional branches and zones.
- Portfolio & Risk Monitoring: Analyze portfolio performance, track Non-Performing Assets (NPAs), monitor early warning signals (EWS), and recommend policy adjustments to maintain asset quality and control net credit losses
Key Skills :
Company Profile
provides affordable --- loans starting at an interest rate of 8.50% for lower and middle-income segments, particularly those in the informal sector
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