Credit Operations Manager

Job Description:

Credit SBU is focused on providing financing to clients purchasing materials and services on the B2B e-commerce platform. The facilities could be provided by third party balance sheets (Banks/NBFCs) or trade credit on own account. Products would span B2B spectrum e.g. channel finance, LC, BG, GST based unsecured lending, buy-now-pay-later.

 Purpose of the job:

To define vision and lead setting of credit operations for 3^rd party lending on B2B e-commerce platform and trade credit on own balance sheet.

 Roles & Responsibilities:

The role will entail setting up processes and SOPs across client journey

New client approval funnel and process
Limits management and disbursements
Various lending products like letter of credit, channel finance, purchase finance, trade credit

• Journeys and data will be initially defined on google sheets and then work with product teams for tech development.
• Recruiting and managing team
• Define dash boards and disseminate data transparently for information & MIS as well as control and TATs
• Work closely with Sales and Finance team.

 Who can apply:

• 8 max 10 yrs of experience across banks and NBFC’s lending to B2B small & medium enterprises
• High data orientation and analytics
• Stakeholder management, business expectation fulfilment and problem solver and should be flexible and swift to adopt start up pace.
• Prefer MBA Fin.