Credit Risk Manager
Job Description:
What will you be doing?
- Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices.
- Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products
- Work closely with business teams in building pricing, limit enhancements and cross sell strategies
- Help shape the product design and operations processes by evaluating them from a Credit/Fraud risk lens
- Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
- Interact with lending partners in helping them understand innovative programs and define metrics for tracking
- Own the periodic review with the lending partners to track portfolio performance
From your experience you should:
- Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.
- Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products
- 4+ years of experience doing qualitative and quantitative analysis in the similar domain
- Extract valuable insights through by creating new variables and establishing relationships among them
- Have ability to work independently and derive the desired results
What will you get?
- Good pay. We will pay well enough that money alone would not be a blocker for you joining.
- Mentorship and a chance to grow professionally by experts from NBFC, Banking, Bureau, Technology
- A chance at a career-building stint. The company is in excellent shape and poised to become significant.
- An opportunity to be part of a blitz scaling team and shape the industry’s narrative.
- A chance to define the company culture, be a stakeholder in how we do things. Don't like something? Make your case; change it.
Company Profile
Ever since the company began their journey in 2013, their aim has been to enable --- for every possible earning individual. Like payments, which has become digital, embedded & ubiquitous in the last 8 years, --- too will become a ubiquitous instrument for a consumers/business owner to transact for various purchases whether it is a vanilla Term Loan to consumer financing to working capital finance.
And they are at the forefront of this shift.
They are one of the top-rated AI companies in India built --- scores, alternate data products using multiple data
sources and operate as “SAAS” for 50+ clients across banking and tech industry.
They have embedded our solution with internet platforms that want to offer a loan product to their users.
Their team comes from variety of backgrounds: Experts from NBFC, Bureaus, Banking, Technology, Ex
entrepreneurs co-located PAN-India diverse.
Apply Now
- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.