1 Opening(s)
10.0 Year(s) To 15.0 Year(s)
45.00 LPA TO 50.00 LPA
Role Overview
The Risk Lead – Digital Lending is responsible for managing credit risk, fraud risk, and portfolio risk for digital personal loan products. The role ensures that lending decisions balance growth and profitability while minimizing defaults and fraud.
Key Responsibilities
1. Credit Risk Strategy
Develop and implement credit risk policies for personal loans.
Define ...
2 Opening(s)
8.0 Year(s) To 15.0 Year(s)
10.00 LPA TO 15.00 LPA
Responsibilities :
Support and co-partner with business teams to manage end-to-end credit approval for the designated region
Underwrite cases and present them to senior level
Authorize deviations raised and documented by underwriters in compliance with credit policy.
Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking ...
3 Opening(s)
2.0 Year(s) To 12.0 Year(s)
15.00 LPA TO 22.00 LPA
- Support and co-partner with business teams to manage end to end credit approval for the designated region
- Underwrite cases and present to senior level.
- In detail Analysis of financial statements, Bank statements, on-going works & assessing the borrowers serviceability of Term loans/working capital limits as the case may be,
- ...
1 Opening(s)
4.0 Year(s) To 5.0 Year(s)
20.00 LPA TO 22.00 LPA
- Support and co-partner with business teams to manage end to end credit approval for the designatedregion- Underwrite cases and present to senior level.- In detail Analysis of financial statements, Bank statements, on-going works & assessing the borrowersserviceability of Term loans/working capital limits as the case may be,- Meeting NTB ...
1 Opening(s)
5.0 Year(s) To 6.0 Year(s)
18.00 LPA TO 20.00 LPA
Support and co-partner with business teams to manage end to end credit approval for the location
Consolidation & Simplification of the Credit Policies
Alignment & roll out with the Credit Policy
Based on the RCAs, Risk Analytics activity,Peer lender practices;inputs to be provided towards building a quality portfolio
Formulation of revised process in line with ...
1 Opening(s)
4.0 Year(s) To 5.0 Year(s)
20.00 LPA TO 22.00 LPA
- Support and co-partner with business teams to manage end to end credit approval for the designated region
- Underwrite cases and present to senior level.
- In detail Analysis of financial statements, Bank statements, on-going works & assessing the borrowers serviceability of Term loans/working capital limits as the case may be,
- ...
1 Opening(s)
4.0 Year(s) To 15.0 Year(s)
8.00 LPA TO 15.00 LPA
Support and co-partner with business teams to manage end to end credit approval for the designatedregion- Underwrite cases and present to senior level.- In detail Analysis of financial statements, Bank statements, on-going works & assessing the borrowersserviceability of Term loans/working capital limits as the case may be,- Meeting NTB & ...
3 Opening(s)
2.0 Year(s) To 5.0 Year(s)
15.00 LPA TO 16.00 LPA
Support and co-partner with business teams to manage end to end credit approval for the designatedregion- Underwrite cases and present to senior level.- In detail Analysis of financial statements, Bank statements, on-going works & assessing the borrowersserviceability of Term loans/working capital limits as the case may be,- Meeting NTB & ...