Credit Analyst - BFIG - Mumbai
1 Nos.
80450
Full Time
2.0 Year(s) To 12.0 Year(s)
10.00 LPA TO 22.00 LPA
Accounts / Finance / Tax / CS / Audit
Job Description:
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Catering to the financial needs of the NBFCs & banks
- Completing loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval in minimum TAT.
- Preparation of Credit Memo basis assessment of various financial statements, background check of Borrower risk based on information from Exchange sites, MCA, Regulators sites; determine internal ratings for Bank using RAM designed by CRISIL. Discussions with the management teams of companies to understand their strategy and business model.
- Examining external ratings and reports provided by rating agencies like CRISIL, ICRA related to companies and industry for wide based and informed view.
- Providing on-going Monitoring & Surveillance of assigned portfolio, including rating changes, financial development, and news events.
- Confer with credit association (CIBIL) and other business representatives to exchange credit information.
- Strict compliance with RBI exposure norms and guidelines.
- Preparing complete term sheet and co coordinating with post sanction departments for timely disbursements.
Key Skills :
Company Profile
Is an Indian ---ing and financial services company headquartered in Mumbai. It offers ---ing products and financial services for corporate and retail customers in the areas of personal finance, investment ---ing, life insurance, and wealth management.
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