Senior Manager-Credit Policy-Mortgage-Mumbai

Job Description:

• Support and co-partner with business teams to manage end to end credit approval for the location
• Consolidation & Simplification of the Credit Policies
• Alignment & roll out with the Credit Policy
• Based on the RCAs, Risk Analytics activity,Peer lender practices;inputs to be provided towards building a quality portfolio
• Formulation of revised process in line with the organisation strategy
• Closure of audit queries and monitoring observations within stipulated timelines
• Understand policies and provide training to branch teams to ensure process and polices norms are followed, highlighting areas of improvements.
• Prepare accurate and efficient reports and MIS for the review of the Board.
• Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
• Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
• Automation of systems related to technical applications, data analysis of the various projects

Coordination with branches, training on the processes and policies