Risk Manager-Home Loans-Mumbai BKC

Risk Manager-Home Loans-Mumbai BKC

1 Nos.
95282
Full Time
5.0 Year(s) To 6.0 Year(s)
25.00 LPA TO 30.00 LPA
BFSI, Investments & Trading
Banking/Financial Services
Job Description:

Job Purpose:

Assist in portfolio management and drive lending strategies formulation for retail products.

Roles & Responsibilities:

  • Develop and expand the existing channel network.
  • Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.
  • Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.
  • Automation and Business Analysis of the policies to suit the effective system implementation on the relevant platforms.
  • Monitoring and management of portfolio through monthly portfolio analysis.
  • To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.
  • Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.
  • Competition benchmarking on regular basis to enhance the product suite.
  • Portfolio Risk Management.
  • Policy Formulation & Maintenance.
  • Policy Automation.
  • Ensure timely closure of audit queries.
  • Portfolio AUM growth as per budgets.
  • Portfolio Losses within acceptable levels.
  • Early Bounces within acceptable levels.
Company Profile

We are the first --- to offer monthly credit on savings accounts. Our credit cards have no hidden charges. We offer Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the --- is customer friendly, most often the best in the industry.

Apply Now

  • Interested candidates are requested to apply for this job.
  • Recruiters will evaluate your candidature and will get in touch with you.

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