Credit Manager - BBG - Halol / Harda/ Himatnagar
3 Nos.
95879
Full Time
2.0 Year(s) To 10.0 Year(s)
6.00 LPA TO 12.00 LPA
BFSI, Investments & Trading
Banking/Financial Services
Job Description:
A credit manager in a business banking group is responsible for evaluating customers' creditworthiness, managing the loan process, and ensuring compliance with credit policies:
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Credit assessmentEvaluate customers' creditworthiness and proposals for business loans, home loans, and other financial products
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Loan managementManage the loan process from application to disbursement, including monitoring loan payments and repayment capacity
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Policy complianceEnsure compliance with credit policies and risk appetite criteria, and review and update the company's credit policy when necessary
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Portfolio managementMonitor the portfolio, including delinquency control and trigger reviews
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Risk managementIdentify risks and opportunities, and negotiate loan terms to mitigate credit risk
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CollaborationWork with internal teams, such as legal, technical valuation, and risk containment, as well as external stakeholders, such as banks and rating agencies
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Market awarenessKeep track of market factors, indices, policies, and regulations, and identify their impact on the credit portfolio
Key Skills :
Company Profile
We are the first --- to offer monthly credit on savings accounts. Our credit cards have no hidden charges. We offer Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the --- is customer friendly, most often the best in the industry.
Apply Now
- Interested candidates are requested to apply for this job.
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