Sr. Risk Manager-Education Loan-Mumbai
Job Description:
Role/ Job Title: Senior Risk Manager - Education Loan
Function/ Department: Retail Business Risk
Job Purpose:
The role entails formulation and implementation of Education Loan policy and regular monitoring
Of portfolio from credit risk perspective. Role will closely collaborate with Retail Team – Product Manager, Operation, Sales, IT, Credit and BIU for same.
Roles & Responsibilities:
- Book Growth by implementing new Education Loan policy and credit decisioning framework.
- Recommend process changes in order to improve efficiency and quality across the assigned area.
- Leverage in-house synergies through collaboration with internal stakeholders.
- Portfolio Risk Performance (Early Delinquency, NCL), Book Growth (EOP), Governance and Control (No adverse remark in Audits).
- Adherence to governance and control framework.
- Reduction of Risk Related costs.
Company Profile
We are the first --- to offer monthly credit on savings accounts. Our credit cards have no hidden charges. We offer Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the --- is customer friendly, most often the best in the industry.
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- Interested candidates are requested to apply for this job.
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