Risk Lead - BBG (Industrial/Equipment Finance) - Mumbai
Job Description:
Role/ Job Title: Risk Manager – BBG
Function/ Department: Business Banking Group
Job Purpose:
The role entails formulation and implementation of Industrial Equipment/Medical Equipment policy and regular monitoring of portfolio from credit risk perspective.
Role will closely collaborate with BBG Business team - Product Manager, Operations, Sales, IT, Credit, BIU for same.
Roles & Responsibilities:
- Implementing Industrial Equipment/Medical Equipment policy
- Revision in Industrial Equipment/Medical Equipment policy with extensive market research and benchmarking
- Adherence to governance and control framework
- Reduction of Risk Related costs
- Identifying portfolio trends and generating portfolio level MIS
- Monitoring of EWS and Portfolio Delinquency
- Mapping impact of external environment on portfolio by involving into Industry Research
- Understanding and Implementation of best practices from industry from Risk perspective
- Recommend process changes to improve efficiency and quality across the assigned area
- Leverage in-house synergies through collaboration with internal stakeholders
- Regular Training to Credit and Business Team
- Spearhead initiative to improve efficiency & portfolio health.
- Understanding of Digital processes adopted by the bank and pro-actively identify areas to leverage the same to drive efficiency
Education Qualification:
Graduation: Bachelor of Science (B.Sc) / Bachelor of Technology (B.Tech) / Bachelor of Computer Applications (BCA) / Bachelor of Commerce(B.Com) / Bachelor of Business Administration(BBA)
Post-graduation: MBA / PGDM
Experience: 3 to 8 years of relevant experience
Company Profile
We are the first --- to offer monthly credit on savings accounts. Our credit cards have no hidden charges. We offer Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the --- is customer friendly, most often the best in the industry.
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- Interested candidates are requested to apply for this job.
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