Risk Manager-Credit Cards & Two Wheeler-Mumbai BKC
Job Description:
Role/ Job Title: Risk Manager
Function/ Department: Two – Wheeler and Credit Cards
Job Purpose:
The role bearer has the responsibility to prepare and implement policies for secured and unsecured products. The role bearer is expected to provide training to underwriters in terms of new policies provided and ensuring its flawless execution. The role bearer has to conduct monthly presentation to senior management about the health of the portfolio.
Roles & Responsibilities:
- Develop and implement of loan policies for secured / unsecured products.
- Make sure flawless system integration/enhancements for implementation of policies.
- Ensure proper training of underwriting units in terms of new policies.
- Managing of portfolio through monthly portfolio analysis.
- Actively monitor and track net credit losses (NCL) for the product.
- Conduct monthly presentation to senior management about the health of the portfolio.
- Regularly update competition benchmarking to enhance the product suite.
- Implement the learnings from portfolio management as policy actions.
Key Skills :
Company Profile
We are the first --- to offer monthly credit on savings accounts. Our credit cards have no hidden charges. We offer Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the --- is customer friendly, most often the best in the industry.
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