Product Lead- Working Capital - Mumbai
Job Description:
Product Strategy and Development:
- Develop and execute the SME product roadmap to meet business goals and market demands.
- Design innovative SME products, including working capital, term loans, and trade finance solutions.
Portfolio Management:
- Monitor the performance of SME products and implement strategies for growth and profitability.
- Conduct regular market analysis to ensure competitiveness in pricing, features, and services.
Stakeholder Collaboration:
- Work closely with the SME Business team, credit, risk, compliance and operations teams to ensure seamless product delivery.
- Engage with sales and distribution channels to drive product penetration and utilisation.
Regulatory Compliance:
- Ensure all SME products comply with regulatory requirements and internal risk frameworks.
- Collaborate with legal and compliance teams for periodic reviews and updates.
Customer-Centric Innovation:
- Identify customer needs and gaps in the market to introduce tailored solutions.
- Enhance customer experience through digital transformation and process improvement.
- Lead and mentor a team of product managers and analysts to achieve departmental goals.
- Foster a culture of innovation, collaboration, and continuous learning.
Key Skills :
Company Profile
---ing services and products to meet personal and business needs. Including loans, Insurance, Cards and Investment.
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