Credit Compliance - Wholesale Banking

Job Description:

The key responsibilities would include the following:

• Reviewing select credit proposals which goes into Credit Committee (Level E2) and bringing out any regulatory inconsistencies.
• Reviewing credit related Policies, processes and notes. It involves giving feedbacks and advice to ensure the bank processes are comprehensive and compliant with regulatory guidelines.
• Supporting business/credit function of the bank by giving advisory on all credit and lending related matters from Compliance Perspective.
• Advising Credit monitoring team on various matters including CRILC reporting, LDS, Regulatory Returns etc.. including EWS parameters
• Advising Fraud Monitoring Group including RFA and Fraud Reporting
• Carrying out testing and monitoring of regulatory risk areas of credit to ensure compliance with RBI guidelines.
• Getting involved in implementation of new circular at Bank level on all credit and lending related matters.
• Assisting the team during the time of RBI Audit by co-ordinating and collaborating with stakeholders to provide information and details requested by RBI.
• Resolving the points raised by RBI in inspection reports including conducting root cause analysis for regulatory violations.