We Are Hiring Loan Against Property (LAP) In Surat/Jamnagar/Bharuch/Vapi/Rajkot

Job Description:

We Are Hiring RO LAP In Surat/Jamnagar/Bharuch/Vapi/Rajkot.

Job Title:

Relationship Officer (RO) – Loan Against Property (LAP)

Locations:

Surat, Jamnagar, Bharuch, Rajkot, Vapi

CTC:

Up to ₹4.75 LPA

Age Limit:

Up to 32 years

Experience:

1–4 years preferred
Freshers with strong interest in sales and finance are welcome to apply.

Key Responsibilities:

• Identify and acquire new clients for Loan Against Property (LAP) through both direct and indirect channels.

• Conduct client meetings to understand their financial requirements and assess loan eligibility.

• Explain loan features, repayment terms, interest rates, and documentation needs.

• Liaise with internal teams (credit, legal, operations) to ensure smooth and timely loan processing.

• Maintain strong post-sale relationships to encourage cross-selling and client retention.

• Ensure complete adherence to KYC, regulatory, and internal compliance guidelines.

• Achieve monthly disbursal and sales targets as assigned by management.

• Generate leads via field visits, market mapping, referrals, and promotional activities.

• Keep up-to-date with competitor products, lending norms, and market developments.

• Maintain daily reports and performance tracking through internal tools or CRM.

Candidate Requirements:

• Strong communication, negotiation, and interpersonal skills.

• Ability to work independently and meet sales targets.

• Good understanding of mortgage/lending products is preferred.

• Willingness to travel within the assigned territory.

• Local language proficiency is a plus.