Bajaj Housing Finance -Prime Lap /Credit Mgr - Mumbai

Job Description:

A Credit Manager in the Prime Loan Against Property (LAP) division at Bajaj Housing Finance is responsible for overseeing the credit appraisal and approval process for loan applications. Key responsibilities typically include:

• Credit Appraisal and Sanctioning: Evaluating loan applications for both salaried and self-employed clients, ensuring compliance with the company's credit policies and regulatory guidelines.

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• Risk Assessment: Identifying potential risks associated with lending and implementing strategies to mitigate them.

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• Team Management: Leading a team responsible for credit appraisal, approval, and disbursement of Home Loans and LAP.

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• Coordination: Collaborating with departments such as legal, fraud prevention, document preparation, and disbursement to ensure a seamless loan processing experience.

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• Compliance: Ensuring adherence to internal credit policies and external regulatory requirements throughout the credit evaluation process.

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Candidates for this role are generally expected to have a full-time MBA and a minimum of 3 years of experience in credit appraisal and underwriting for LAP and home loans.

Please note that specific job descriptions and requirements may vary. For the most accurate and up-to-date information, it's advisable to consult Bajaj Housing Finance's official career page or contact their HR department directly.