74 Job openings found

About The Role As the Manager you will play a crucial role in managing and overseeing the credit operations and processes of the organization. You will be responsible for assessing the creditworthiness of individuals and businesses, evaluating loan applications, managing credit risk, and ensuring compliance with relevant regulations and internal ...

Job Summary: The Credit Manager for Business Banking is responsible for managing the credit assessment, risk analysis, and approval process for business banking clients. This role involves evaluating the creditworthiness of small and medium-sized enterprises (SMEs), making sound credit decisions, and working closely with the sales and relationship management teams to ...

Job Description: Credit Manager – Home Loans & Loan Against Property Company: Mspire Ventures  Position: Credit Manager Products: Home Loans & Loan Against Property (Secured Loan) Location: Bhavnagar, Gujarat Salary: Up to ₹7 LPA Experience Required: Minimum 5 years in the Credit Department Education: Graduation is a must Key Responsibilities: Credit Assessment: Analyze and evaluate the creditworthiness of potential borrowers ...

Job Title: Credit Manager Job Summary We are seeking an experienced and detail-oriented Credit Manager to oversee our organization's credit granting and risk management processes. The Credit Manager will be responsible for evaluating customer creditworthiness, setting credit terms, and ensuring timely collections while minimizing financial risk. This role requires a strong analytical ...

Job Description: Credit Manager – Home Loans & Loan Against Property Company: Mspire Ventures  Position: Credit Officer  Products: any Banking Fiance Product  Location: Bhavnagar, Jamnagar , Anand  Salary: Up to 3.5 LPA Experience Required: Minimum 3 years in the Credit Department Education: Graduation is a must Key Responsibilities: Credit Assessment: Analyze and evaluate the creditworthiness of potential borrowers for Home Loans ...

Role Overview We are looking for a seasoned credit manager with 7–10 years of experience in MSME lending, preferably within an NBFC setup. The ideal candidate will be a qualified Chartered Accountant (CA) who has a strong track record in underwriting MSME business loans, LAP, equipment loans, and supply chain finance. ...

Role Overview      The Sr. Executive - Credit Analyst person will be responsible for financial spreads, creditrating, credit memo preparation and risk management, to support the business in achieving its growth and credit quality ambitions.   You will work closely with the credit analysts to support them in the preparation of credit reports for clients.   You will produce high-quality output within the agreed turnaround times and to the satisfaction of the internal customers.       Day to Day Responsibilities    ∙Spread client and business partner financial statements into the Moody’s CreditLens software  ∙Prepare consolidated reports and projections as appropriate  ∙Generate a credit rating for the client files using the appropriate rating model  ∙Participate in commercial team and client discussions to discuss credit feedback  ∙Prepare parts of the credit reports and support the credit analyst in presenting the  applications to Credit decisioning authorities.  ∙Update credit registers and the systems to close the activity  ∙Prepare periodic reports for review with the credit manager  ∙Post-approval reviews of the customer folders to ensure sound record management.  ∙Ensure legal document registers for the existing and new customers are up to date.  ∙Work with the Credit & Commercial teams on deal origination and structuring, where  applicable.  ∙Support cross-functional initiatives and act as a backup when required.     Key Accountabilities   ∙Quality and accuracy of credit analysis and decisions.   ∙Risk assessment effectiveness and portfolio monitoring.   ∙SLA adherence and turnaround times.   ∙Stakeholder satisfaction and collaboration.   ∙Compliance with policies, mandates, and regulations.   Essentials     ∙Strong analytical and problem-solving skills.   ∙Excellent communication and stakeholder management.   ∙Knowledge of credit risk, financial analysis, and underwriting processes.   ∙High attention to detail and organizational ability.   ∙Strong understanding of regulatory and compliance frameworks.   ∙Ability to work in a dynamic, fast-paced environment.     Preferred Experience   ∙7-9 years of relevant experience in credit risk or financial analysis. ∙Experience in financial services, asset financing, or related industries.  ∙Prior team management experience preferred.  ∙CA Inter qualified or Professional qualifications such as MBA (Finance), CFA or equivalent are an advantage.   Educational Qualification   Degree in Finance, Commerce, Accounting or related field. Professional certifications are a plus.   Working Conditions   Fast-paced, target-driven environment with collaboration across global teams and time zones. 

A Credit Manager in the Prime Loan Against Property (LAP) division at Bajaj Housing Finance is responsible for overseeing the credit appraisal and approval process for loan applications. Key responsibilities typically include: Credit Appraisal and Sanctioning: Evaluating loan applications for both salaried and self-employed clients, ensuring compliance with the company's credit ...

The Head - Credit, Large Corporates is responsible for overseeing and managing the credit portfolio for large corporate clients, ensuring robust credit assessment, risk mitigation, and portfolio quality. The role involves leading the credit evaluation process, structuring deals, monitoring portfolio performance, and ensuring compliance with regulatory and internal policies. Key Responsibilities: Credit ...

    Job Title: Credit Manager – Home Loans   Department: Credit Risk / Retail Lending Location: [City/Region] Reports to: Head – Credit / Regional Credit Head     ---   Job Purpose:   To assess, analyze, and approve home loan proposals as per the credit policy of the organization, ensuring minimal delinquency and compliance with regulatory guidelines.     ---   Key Responsibilities:   1. Credit Assessment:   Evaluate home loan ...