Area Credit Manager - WC - Mumbai
1 Nos.
139003
Full Time
7.0 Year(s) To 17.0 Year(s)
18.00 LPA TO 37.00 LPA
BFSI, Investments & Trading
Banking/Financial Services
Job Description:
An Area Credit Manager (ACM) for MSME working capital evaluates loan proposals and manages credit risk for small-to-medium businesses within a specific region. The role focuses on underwriting accuracy, income appraisal, ensuring fast Turn Around Time (TAT), and maintaining healthy portfolio quality.
Team Handling
Working capital Product - MSME / BBG
- Evaluating the creditworthiness of potential customers.
- Creating credit scoring models for risk assessments.
- Approving and rejecting loans based on available data.
- Calculating and setting loan interest rates.
- Negotiating the terms of the loan with new clients.
- Ensuring all loans and lending procedures comply with regulations.
- Maintaining records of all company loans.
- Monitoring loan payments and bad debts.
- Reviewing and updating the company’s credit policy.
Company Profile
Is an Indian ---ing and financial services company headquartered in Mumbai. It offers ---ing products and financial services for corporate and retail customers in the areas of personal finance, investment ---ing, life insurance, and wealth management.
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- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.