State Head Sales LAP Loan Bangalore

Job Description:

Job Description:
 Responsible for monitoring, guiding and mentoring a total team of on roll employees in various
departments like sales, marketing, credit, technical & legal and Off roll employees as well.
 Responsible for Overall Growth in Business, Increasing the Asset Portfolio Size for the SHFL.
 Maintaining the assets quality with zero delinquency, overdue, Nil NPA.
 Taking New Initiatives for ways to increase business, approaching new segments, development
of Product to suit the local market requirement, helps in designing specialized product for niche
markets.
 Making efforts to reduce the Overall Cost of Department & Optimal Utilization of available
Resources.
 Finding New Target Market for Future Growth, Increasing Assets Base and Revenue Generation.
 Managing Collections, Recovery, and Legal for Mortgage & Home Loans.
 Responsible for Portfolio Efficiency, Monitoring to bring down the numbers of 30+, 90+ and
180+.Exclusive Monitoring on Legal Matters of Mortgage & Home Loan cases.

 Representation for Sec-138 cases, arbitration, securitization, winding up petitions, taking
possession of assets, and sale of Assets as per court guide lines.
 Credit underwriting of the cases Business Loan & Mortgages Loan Cluster.
 Maintaining process as per laid manual for credit and operations in business flow
 MIS Management - maintaining MISs all aspects.
 Recruitment of Manpower at the identified branches
 Training and Development of new joinees
 Reviews and presentation to Zonal Head and National Head