Insurance Underwriter

Job Description:

Principal Responsibilities: 

 Complete review of the Applicant profile including credit, income, assets, employment & medical health status to provide a summarized view of the risk.

 Checking relevant databases and websites to prevent fraudulent profiles from getting into the system

 Complete review of customer documents and income supporting  Maintain a working knowledge of all current underwriting guidelines, regulatory and reinsurance policies

 Effectively and quickly communicate any areas of concern with an application to mentors/supervisors

 Responsible for documenting all decisions to ensure each underwritten file meets the company’s credit quality criteria and relevant guidelines

 Maintain compliance with all company policies and procedures – follow the standard income and assets calculator, fill the required tools, and correctly documents the findings

 Demonstrate excellent customer service and professionalism

 Should have very good writing skills with proper grammar and able to summarize requirements in a short but clear format

 Determining, documenting underwriting conditions, communicating requirements and decisions

 Should have very good writing skills with proper grammar and able to summarize requirements in a short but clear format

 Determining, documenting underwriting conditions, communicating requirements and decisions

Eligibility Criteria:

 Expected Qualification Graduate and or Post Graduate

 Full Time Science/ Commerce graduates

 Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences

 Ability to analyse and comprehend multiple documents.

Requirement:

 Self-motivated, thorough professional with strong interpersonal skills

 Familiarity with MS Office Suite

 Excellent keyboard skills

 Good communication skills (written and verbal)