1 Opening(s)
7.0 Year(s) To 9.0 Year(s)
5.00 LPA TO 6.30 LPA
Role Overview
The Sr. Executive - Credit Analyst person will be responsible for financial spreads, creditrating, credit memo preparation and risk management, to support the business in achieving its growth and credit quality ambitions.
You will work closely with the credit analysts to support them in the preparation of credit reports for clients.
You will produce high-quality output within the agreed turnaround times and to the satisfaction of the internal customers.
Day to Day Responsibilities
∙Spread client and business partner financial statements into the Moody’s CreditLens software
∙Prepare consolidated reports and projections as appropriate
∙Generate a credit rating for the client files using the appropriate rating model
∙Participate in commercial team and client discussions to discuss credit feedback
∙Prepare parts of the credit reports and support the credit analyst in presenting the
applications to Credit decisioning authorities.
∙Update credit registers and the systems to close the activity
∙Prepare periodic reports for review with the credit manager
∙Post-approval reviews of the customer folders to ensure sound record management.
∙Ensure legal document registers for the existing and new customers are up to date.
∙Work with the Credit & Commercial teams on deal origination and structuring, where
applicable.
∙Support cross-functional initiatives and act as a backup when required.
Key Accountabilities
∙Quality and accuracy of credit analysis and decisions.
∙Risk assessment effectiveness and portfolio monitoring.
∙SLA adherence and turnaround times.
∙Stakeholder satisfaction and collaboration.
∙Compliance with policies, mandates, and regulations.
Essentials
∙Strong analytical and problem-solving skills.
∙Excellent communication and stakeholder management.
∙Knowledge of credit risk, financial analysis, and underwriting processes.
∙High attention to detail and organizational ability.
∙Strong understanding of regulatory and compliance frameworks.
∙Ability to work in a dynamic, fast-paced environment.
Preferred Experience
∙7-9 years of relevant experience in credit risk or financial analysis. ∙Experience in financial services, asset financing, or related industries. ∙Prior team management experience preferred. ∙CA Inter qualified or Professional qualifications such as MBA (Finance), CFA or equivalent are an advantage.
Educational Qualification
Degree in Finance, Commerce, Accounting or related field. Professional certifications are a plus.
Working Conditions
Fast-paced, target-driven environment with collaboration across global teams and time zones.
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13.0 Year(s) To 18.0 Year(s)
20.00 LPA TO 50.00 LPA
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Job Title VRM cum Trainer(Outbound Processes)
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