10 Opening(s)
5.0 Year(s) To 8.0 Year(s)
10.00 LPA TO 20.00 LPA
Business Vertical: SME Finance Department: CEQ – SME Finance Hiring Grade- M3/M4
Line of Business: Infrastructurefinance
Proposed Reporting Manager:RCM-South
Position Title- Area Creditmanager – CEQ
- Support and co-partner with business teams to manage end to end credit approval for the designatedregion- Underwrite cases and present to senior level.- In detail Analysis of financial ...
3 Opening(s)
2.0 Year(s) To 10.0 Year(s)
6.00 LPA TO 12.00 LPA
A credit manager in a business banking group is responsible for evaluating customers' creditworthiness, managing the loan process, and ensuring compliance with credit policies:
Credit assessment
Evaluate customers' creditworthiness and proposals for business loans, home loans, and other financial products
Loan management
Manage the loan process from application to disbursement, including monitoring loan payments and ...
2 Opening(s)
5.0 Year(s) To 6.0 Year(s)
18.00 LPA TO 22.00 LPA
Job Profile:
1. Key Objective of the Job: To handle responsibilities mapped to profile of Area Credit Manager.
? Handling and evaluating/ assessing CAM Note as well financial model submitted by Business Team
? To prepare credit note / financial model with correct information (gathered via business team / public domain / other ...
1 Opening(s)
4.0 Year(s) To 5.0 Year(s)
20.00 LPA TO 22.00 LPA
- Support and co-partner with business teams to manage end to end credit approval for the designatedregion- Underwrite cases and present to senior level.- In detail Analysis of financial statements, Bank statements, on-going works & assessing the borrowersserviceability of Term loans/working capital limits as the case may be,- Meeting NTB ...
1 Opening(s)
5.0 Year(s) To 15.0 Year(s)
23.00 LPA TO 35.00 LPA
Evaluating Creditworthiness:
Analyzing financial statements (balance sheets, profit & loss, cash flow statements), assessing credit history, and using credit scoring models to determine the likelihood of loan repayment.
Managing Credit Risk:
Developing and implementing credit policies and strategies, monitoring portfolio performance, identifying and mitigating potential risks, and ensuring compliance with regulations.
Approving Loans:
Making decisions ...
1 Opening(s)
3.0 Year(s) To 5.0 Year(s)
7.00 LPA TO 8.00 LPA
The role involves managing and overseeing the credit department of the assignedbranch.
Responsible for managing credit risksAssessing creditworthinessMaking loan decisionsEnsuring overall credit portfolio qualityResponsible for managing credit policies and risk scoring modelsMonitoring delinquency.
Credit Management and Credit Risk Management skills.Analytical SkillsExperience in finance or credit
1 Opening(s)
5.0 Year(s) To 15.0 Year(s)
23.00 LPA TO 40.00 LPA
Evaluating Creditworthiness:
Analyzing financial statements (balance sheets, profit & loss, cash flow statements), assessing credit history, and using credit scoring models to determine the likelihood of loan repayment.
Managing Credit Risk:
Developing and implementing credit policies and strategies, monitoring portfolio performance, identifying and mitigating potential risks, and ensuring compliance with regulations.
Approving Loans:
Making decisions ...
1 Opening(s)
2.0 Year(s) To 10.0 Year(s)
7.00 LPA TO 15.00 LPA
- Managing overall credit and risk functions for the areas/locations assigned to him/her.- Responsible for processing and underwriting of Construction Finance deals as per credit policy.- Maintaining defined TATs for approval.- To facilitate business team, achieve monthly/annual business targets.- To ensure adherence to credit policy and defined processes, TAT management, ...
1 Opening(s)
5.0 Year(s) To 15.0 Year(s)
11.00 LPA TO 22.00 LPA
The role is for Corporate Credit Underwriting for Mid corporate customers
Candidate is required to have product understanding for Term loans, Working capital andstructural products. Role is sector agnostic and following skills are requiredo Due diligence of corporate, group and promoterso Analysis of financialso Understanding Proposal related Industry and Market ...
1 Opening(s)
2.0 Year(s) To 12.0 Year(s)
15.00 LPA TO 22.00 LPA
- Support and co-partner with business teams to manage end to end credit approval for the designated region
- Underwrite cases and present to senior level.
- In detail Analysis of financial statements, Bank statements, on-going works & assessing the borrowers serviceability of Term loans/working capital limits as the case may be,
- ...