2 Opening(s)
1.0 Year(s) To 5.0 Year(s)
3.00 LPA TO 5.00 LPA
Prepares Credit Appraisal memo and underwriting of unsecured business loan and secured loan proposals within defined guidelines.Recommend case for approval to higher authorities Analysis and assessing financial risksMainly focus on Working Capital
Required Candidate profile
Manages the entire credit application process, right from login to disbursement Active involvement in PD / Customer ...
1 Opening(s)
2.0 Year(s) To 5.0 Year(s)
22.00 LPA TO 25.00 LPA
Description:
Preparation of Credit Appraisal notes for project finance proposals
Discuss with business on Terms and Conditions for risk assessments
Discuss with customers for obtaining information for preparation of CRANs.
Monitor the accounts based on the terms stipulated by Sanctioning Authority.
Prepare Monthly Monitoring Reports for the portfolio.
Escalate with action plan for non-compliances.
Visit the units ...
1 Opening(s)
10.0 Year(s) To 18.0 Year(s)
36.00 LPA TO 55.00 LPA
- Credit Assessment for commercial lending customers in a very fast growing division of Bajaj Finance Limited.- Preparation of proprietary models with historical financial analysis and projections over the loan tenor.- Will look at client's across South/ North India.- Will assist senior risk officers in preparation of Credit Assessment Memos ...
1 Opening(s)
5.0 Year(s) To 8.0 Year(s)
23.00 LPA TO 25.00 LPA
Key Objective of the Job: To handle responsibilities mapped to profile of Area Credit Manager.
Handling and evaluating/ assessing CAM Note as well financial model submitted by Business Team
To prepare credit note / financial model with correct information (gathered via business team / public domain / other resources)
To be able to ...
1 Opening(s)
2.0 Year(s) To 5.0 Year(s)
15.00 LPA TO 16.00 LPA
Job RoleExperience in undertaking credit audit for Retail / Corporate Agriculture, InfrastructureFinance, Commercial Vehicle, Tractor / farm equipments, Gold Loan etc. business. Performing Credit Audits for lending business (working capital as well as term loanproducts) as per the Risk Based Audit Plan. Review of credit due diligence process, documentation, early ...
3 Opening(s)
2.0 Year(s) To 10.0 Year(s)
6.00 LPA TO 12.00 LPA
A credit manager in a business banking group is responsible for evaluating customers' creditworthiness, managing the loan process, and ensuring compliance with credit policies:
Credit assessment
Evaluate customers' creditworthiness and proposals for business loans, home loans, and other financial products
Loan management
Manage the loan process from application to disbursement, including monitoring loan payments and ...
2 Opening(s)
5.0 Year(s) To 6.0 Year(s)
18.00 LPA TO 22.00 LPA
Job Profile:
1. Key Objective of the Job: To handle responsibilities mapped to profile of Area Credit Manager.
? Handling and evaluating/ assessing CAM Note as well financial model submitted by Business Team
? To prepare credit note / financial model with correct information (gathered via business team / public domain / other ...
5 Opening(s)
2.0 Year(s) To 10.0 Year(s)
10.00 LPA TO 18.00 LPA
Key Responsibilities:
Credit Assessment:
Evaluate home loan proposals based on income documents, banking, credit bureau reports, property documents, and other risk parameters.
Conduct personal discussions (PD) where required and provide recommendations.
Underwriting & Approval:
Approve files within assigned credit authority limits.
Recommend and escalate cases exceeding authority levels with proper justification.
Policy Implementation:
Ensure adherence to internal credit ...
1 Opening(s)
4.0 Year(s) To 13.0 Year(s)
11.00 LPA TO 20.00 LPA
Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking abalance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. ...
2 Opening(s)
4.0 Year(s) To 13.0 Year(s)
11.00 LPA TO 22.00 LPA
Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking abalance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. ...